सरकारी सब्सिडी Your complete guide.
PM Surya Ghar Yojana offers up to Rs. 78,000 in direct subsidy to Indian homeowners. Most people never claim it because nobody explained it to them. This guide does exactly that.
- 1What is PM Surya Ghar?
- 2How much will I get?
- 3Am I eligible?
- 4How to apply
- 5Documents needed
- 6Timeline
- 7Common questions
PM Surya Ghar Muft Bijli Yojana
Launched in February 2024, PM Surya Ghar Muft Bijli Yojana is the Government of India's most ambitious rooftop solar programme. Its goal: install solar panels on one crore homes and give families up to 300 units of free electricity every month.
The scheme provides a direct subsidy credited straight to your bank account after your solar system is installed and connected to the grid. No middleman, no agent, no delay in disbursal.
For Uttarakhand families, this is a genuine opportunity to reduce electricity bills by up to 90% while receiving a government payout that covers a significant portion of the system cost.
How much will you receive?
The subsidy depends on the size of the system you install. Larger systems produce more electricity but the subsidy is capped at 3 kW to ensure the scheme benefits as many households as possible.
| System Size | Central Subsidy | Approx. System Cost | Your Net Cost |
|---|---|---|---|
| 1 kW | Rs. 30,000 | Rs. 65,000 – 75,000 | Rs. 35,000 – 45,000 |
| 2 kW | Rs. 60,000 | Rs. 1,10,000 – 1,30,000 | Rs. 50,000 – 70,000 |
| 3 kW | Rs. 78,000 | Rs. 1,50,000 – 1,80,000 | Rs. 72,000 – 1,02,000 |
| Above 3 kW | Rs. 78,000 | Varies by size | Varies by size |
Am I eligible?
The scheme is open to Indian residential consumers. You are eligible if you meet all of the following conditions:
How to apply
The application process has 6 steps. Saurya Saathi handles steps 2 through 6 on your behalf. You only need to provide your documents and sign where required.
Visit pmsuryaghar.gov.in. Register using your state (Uttarakhand), DISCOM (UPCL), electricity consumer number, and mobile number linked to Aadhaar.
Submit the solar installation application on the portal. Select an empanelled vendor. Saurya Saathi is an empanelled installer and handles this step for you.
UPCL inspects your site and issues a feasibility approval. This typically takes 15 to 30 days. Saurya Saathi coordinates with UPCL on your behalf.
Once approval is received, Saurya Saathi installs your solar system. The installation typically takes 1 to 3 days depending on system size.
UPCL installs a net meter and commissions the system. Saurya Saathi submits the commissioning report to the national portal.
Saurya Saathi submits the bank details and commissioning certificate. The subsidy is credited directly to your bank account within 30 days.
What documents do you need?
Keep these documents ready before starting the application. Saurya Saathi will guide you through exactly which copies are needed at each stage.
How long does it take?
From first inquiry to subsidy in your bank account, the complete process typically takes 6 to 10 weeks.
Common questions
Tenants can apply but only with written consent from the property owner. The subsidy is credited to the applicant's bank account, but the installation is on the owner's property. Many landlords agree as the system adds value to the property.
The central subsidy structure is the same nationally. Some states offer additional state-level subsidies on top. As of 2026, Uttarakhand homeowners can claim the full central subsidy through UPCL and the national portal.
No. Solar panels can be installed on flat RCC roofs, sloped metal roofs, and tiled roofs. The key requirement is adequate sunlight without shading. Saurya Saathi assesses this during the free site survey.
The subsidy is a one-time payment. After receiving it, your solar system continues to generate free electricity for 25 years. The system itself is yours permanently.
Yes. Several nationalised banks and NBFCs offer solar loans at competitive rates. Saurya Saathi can help you understand the available financing options for your situation.
The solar system is a fixed asset attached to the property. When you sell the house, the system transfers with it. This typically increases property value and can be a positive selling point.
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Saurya Saathi handles the entire subsidy process on your behalf. You just show up. We do the rest.